.cf-hero{background:radial-gradient(90% 80% at 100% 0,rgba(255,107,0,.1),transparent 55%),var(--bg);padding:64px 0}.cf-hero h1{font-size:3rem;color:var(--navy);max-width:720px}.cf-hero p{font-size:1.18rem;margin-top:18px;max-width:600px}.flowsteps{display:flex;flex-direction:column;gap:0}.fstep{display:grid;grid-template-columns:80px 1fr 1.1fr;grid-gap:30px;gap:30px;align-items:center;padding:34px 0;border-bottom:1px solid var(--line)}.fstep:last-child{border-bottom:none}.fstep .num{width:64px;height:64px;border-radius:20px;background:var(--orange);color:#fff;display:grid;place-items:center;font-family:var(--display);font-weight:800;font-size:1.6rem;box-shadow:var(--sh-orange)}.fstep:nth-child(2) .num{background:var(--blue);box-shadow:0 12px 28px rgba(37,99,235,.3)}.fstep:nth-child(3) .num{background:var(--green);box-shadow:0 12px 28px rgba(34,197,94,.3)}.fstep:nth-child(4) .num{background:var(--navy);box-shadow:none}.fstep:nth-child(5) .num{background:var(--yellow);color:var(--navy);box-shadow:0 12px 28px rgba(255,212,59,.4)}.fstep:nth-child(6) .num{background:var(--orange-600)}.fstep h3{font-size:1.5rem}.fstep p{margin-top:8px}.fstep .visual{aspect-ratio:16/9;border-radius:var(--r-lg);position:relative;overflow:hidden;border:1px solid var(--line);box-shadow:var(--sh-sm)}.fstep .visual .ph{position:absolute;inset:0}.rulesgrid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:18px;gap:18px}.rulecard{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;box-shadow:var(--sh-sm);display:flex;gap:16px;align-items:flex-start}.rulecard .ic{width:48px;height:48px;border-radius:14px;background:var(--orange-50);color:var(--orange);display:grid;place-items:center;flex-shrink:0}.rulecard .ic svg{width:24px;height:24px}.rulecard h4{font-size:1.12rem;margin-bottom:6px}.faq{max-width:760px;margin:0 auto}.faqitem{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:12px;overflow:hidden;box-shadow:var(--sh-sm)}.faqitem .faq-q{width:100%;text-align:left;padding:18px 22px;font-family:var(--display);font-weight:700;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;background:none;border:none;font-size:1rem}.faqitem .plus{width:28px;height:28px;border-radius:8px;background:var(--orange-50);color:var(--orange);display:grid;place-items:center;font-weight:800;font-size:1.2rem;transition:transform .2s;flex-shrink:0}.faqitem.open .plus{transform:rotate(45deg)}.faqitem .ans{padding:0 22px 20px;color:var(--text)}@media(max-width:760px){.cf-hero h1{font-size:2.1rem}.fstep{grid-template-columns:1fr;gap:16px}.fstep .visual{order:-1}.rulesgrid{grid-template-columns:1fr}}